Monitoring soil moisture content (SMC) remains challenging due to its spatial and temporal variability. Accurate SMC prediction is essential for optimizing irrigation and enhancing water use efficiency. In this research, a Gradient Boosting Regressor (GBR) model was developed and validated to predict SMC in two soil textures, loam and silt loam, using meteorological data from Internet of Things (IoT) sensors and gravimetric SMC field measurements collected from five different depths. The statistical analysis revealed significant variation in SMC across depths in loam soil (p < 0.05), while silt loam exhibited more stable moisture distribution. The GBR model demonstrated high performance in both soil textures, achieving R² values of 0.98 and 0.94 for silt loam and loam soils, respectively, with low prediction errors (RMSE 0.85 and 0.97, respectively). Feature importance analysis showed that precipitation and humidity were the most influential features in loam soil, while solar radiation had the highest impact on prediction in silt loam soil. Soil depth also showed a significant contribution to SMC prediction in both soils. These results highlight the necessity for soil-specific modeling to enhance SMC prediction accuracy, optimize irrigation systems, and support water resources management approaches aligning with SDG6 objectives.