Csongor Czipf

59696960000

Publications - 17

The impact of changing energy prices, interest rates, and investment costs on the net present value and internal rate of return for alternative energy projects

Csongor Czipf

Publication Name: Discover Sustainability

Publication Date: 2025-12-01

Volume: 6

Issue: 1

Page Range: Unknown

Description:

This study investigates how changes in energy prices, interest rates, and investment costs impact the Net Present Value (NPV) and Internal Rate of Return (IRR) of three alternative energy projects: a solar PV (photovoltaic) system, a woodchip-fired boiler, and a heat pump system. Rather than comparing these projects directly, the paper aims to illustrate how returns on alternative energy investments have evolved under economic conditions specific to Hungary. The central focus of this study is to highlight the economic rationality of postponement decisions which is one of the most adverse effects of unpredictability, in addition to the numerous inhibiting factors listed in the professional literature. In conclusion, this study highlights the inherent risks in making investment decisions at any single time for projects expected to yield returns over the long term, emphasising the importance of evaluating the main factors that affect potential returns. In all three projects, the application of random shocks shows that the probability of a negative net present value, i.e. non-return on project expenditure, is greater than 55%. Through the case studies presented, the study shows that the state has a role to play in reducing risk by providing investment subsidies, tax incentives, favourable fixed-rate credit schemes and a predictable regulatory environment.

Open Access: Yes

DOI: 10.1007/s43621-025-00921-7

Strategic Business Resilience Affecting Green and Renewable Energy-Related Financial Literacy in Mexico

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Data Driven Esg Strategy Implementation Through Business Intelligence

Publication Date: 2025-08-12

Volume: Unknown

Issue: Unknown

Page Range: 87-114

Description:

This research investigates the multifaceted relationship between strategic business resilience and financial literacy in the green and renewable energy industry of Mexico. As Mexico transitions to sustainable energy sources, it is ever more critical to comprehend how companies formulate resilience strategies while maintaining financial literacy for industry growth and economic stability. The key findings indicate that companies with robust resilience mechanisms exhibit enhanced capacity for financial planning, risk assessment, and investment decision- making in renewable energy projects. The study identifies critical factors like adaptive leadership, technology integration, stakeholder engagement, and adherence to regulations as primary drivers of both resilience and financial literacy.

Open Access: Yes

DOI: 10.4018/979-8-3373-5142-1.ch004

Green and Renewable Energy Financial Literacy Affecting Economy, Society, and Governance (ESG) in Mexico

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Data Driven Esg Strategy Implementation Through Business Intelligence

Publication Date: 2025-08-12

Volume: Unknown

Issue: Unknown

Page Range: 115-139

Description:

This research delves into the intricate relationship between green and renewable energy financial literacy and its impact on Environmental, Social, and Governance (ESG) practices in Mexico's changing economic landscape. The study attempts to investigate how financial literacy regarding sustainable energy investments influences the performance of ESG on economic, social, and governance factors in the Mexican context. Through a careful examination of available literature, policy guidelines, and empirical data, this research discovers that greater financial literacy in green and renewable energy sectors has a direct correlation with improved ESG performance, which results in sustainable economic development, social advancement, and governance culture in Mexico. The study concludes that strategic actions to increase financial literacy in renewable energy investments are required for Mexico's sustainable development trajectory and ESG leadership in the Latin American region.

Open Access: Yes

DOI: 10.4018/979-8-3373-5142-1.ch005

A Comprehensive Review of the Interrelationships Between Green Energy-Related Financial Literacy and Bioeconomics

Carlos A. Rodrìguez-Maillard Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Regulation Emerging Risk and Ethics in Fintech and AI

Publication Date: 2025-08-14

Volume: Unknown

Issue: Unknown

Page Range: 225-251

Description:

This paper explores the intricate interrelationships between green energy- related financial literacy and bioeconomics, examining how these two fields intersect to foster sustainable development pathways. Through a mixed- methods approach combining quantitative analysis of financial literacy indicators and qualitative assessment of bioeconomic frameworks, this research identifies key linkages and synergies between these domains. The research further demonstrates that these interrelationships create reinforcing feedback loops that accelerate the adoption of sustainable practices across economic sectors. Findings suggest that enhanced financial literacy specifically tailored to green energy investments significantly improves decision- making within bioeconomic systems, while bioeconomic principles provide essential context for developing more holistic green financial literacy initiatives.

Open Access: Yes

DOI: 10.4018/979-8-3373-6587-9.ch008

Green and Renewable Energy- Related Financial Literacy in Mexico as a Competitive Advantage

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Reinventing Corporate Strategy for Competitive Advantage

Publication Date: 2025-09-25

Volume: Unknown

Issue: Unknown

Page Range: 63-100

Description:

This research evaluates the role of green and renewable energy- fueled financial literacy as a competitive advantage for Mexico during the world transition in energy. Based on a comprehensive review of literature and consideration of current market conditions, this research identifies key intersections between financial literacy and renewable energy growth, including investment decisions, risk assessments, policy comprehension, and technology financing. The research shows that Mexico's renewable energy sector, boasting great natural strengths, is confronted by education and financial literacy problems, which could discourage maximum returns on investments and capital allocation. The research findings conclude that tailored financial liter-acy programs developed specifically for the investment of green energy can make Mexico more competitive, induce private investment, and drive the energy transition simultaneously creating economically sustainable gains.

Open Access: Yes

DOI: 10.4018/979-8-3373-5428-6.ch004

Green and Renewable Energy-Related Financial Literacy as the Driver of Sustainable Food Security and Sovereignty in México

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Climate Resistant Smart Agriculture for Healthy Food Production

Publication Date: 2025-10-09

Volume: Unknown

Issue: Unknown

Page Range: 161-192

Description:

This research investigates the crucial link between green and renewable energy-based financial literacy and its effects on promoting sustainable food sovereignty and security in México. The principal findings indicate that farmers who possess higher renewable energy financial literacy are more likely to adopt solar-powered irrigation systems, biomass energy services, and energy-efficient agricultural practices. This adoption not only reduces the cost of operations but also enhances climate change resilience and food production sustainability. The paper concludes that investments in targeted green energy financial literacy programs, coupled with revved-up financing mechanisms for renewable energy technologies in agriculture, can significantly advance México towards its goals of sustainable food security with environmental stewardship. These findings have important policy implications for the development of policy, educational curricula, and financial institution strategy that aim to facilitate México's agricultural transition.

Open Access: Yes

DOI: 10.4018/979-8-3373-4827-8.ch006

Implications of Financial Literacy on Pawnshop Usage

Omar A. Guirette- Barbosa Selene Castañeda- Burciaga Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Policy Implications on International Financial Economics and Banking

Publication Date: 2025-01-01

Volume: Unknown

Issue: Unknown

Page Range: 441-464

Description:

This chapter aims to analyze financial literacy implications on pawnshop usage. The analysis departs from the assumption that individuals and micro-organizations lacking financial literacy and lower opportunities to have access to short-term credit provided by formal financing and banking institutions, are more likely to use pawnshops to get easily and fastest financial resources urgently needed for survival, living expenses and other required matters. The method used is the semi-structured interviews to borrowers followed by meta-analysis and meta-cognitive approaches based on conceptual, theoretical and empirical literature review. The chapter concludes that the financial literacy of undeserved individuals and micro-organizations, tend to reduce their access to formal financial and banking institutions to get credit, driving them to use pawnshops.

Open Access: Yes

DOI: 10.4018/979-8-3373-3725-8.ch015

Green Energy Literacy and Eco- Inequality: Exploring Socio- Demographic Drivers of Sustainable Awareness

Omar A. Guirette- Barbosa Selene Castañeda- Burciaga Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Inequality and Environmental Degradation in A Prosperity Driven World

Publication Date: 2025-01-01

Volume: Unknown

Issue: Unknown

Page Range: 401-428

Description:

This research examines the complex interaction of socio- demographic characteristics and socio- ecological factors in the specification of green energy- related financial literacy across different populations. The research employs a mixed- methods ap-proach that combines quantitative survey returns of respondents across different regions with qualitative interview data from respondents with diverse demographic characteristics. Results indicate significant inconsistencies in green energy monetary literacy, whereby increased levels of education, urban residence, young age cohorts, and greater environmental consciousness powerfully predict greater understanding of renewable energy funding options, incentive systems, and investment strategies. The research concludes by calling for the development of culturally sensitive, localespecific financial education programs that can provide fill- in- knowledge and provide equal access to opportunities for green energy adoption.

Open Access: Yes

DOI: 10.4018/979-8-3373-1862-2.ch013

Inequality and Environmental Degradation in Mexico as a Result of Green and Renewable Energy-Related Financial Literacy

Csongor Czipf José G. Vargas- Hernandez

Publication Name: Global Societal Resilience Through Political Environmental and Cultural Upheaval

Publication Date: 2025-11-14

Volume: Unknown

Issue: Unknown

Page Range: 23-48

Description:

This research paper examines the complex relationship between green and renewable energy sector financial literacy and its impact on inequality and environmental degradation in Mexico. Through interdisciplinarity that engages environmental justice theory, financial inclusion frameworks, and sustainable development perspectives, this research reveals how limited financial literacy in renewable energy technologies consolidates socioeconomic inequalities while advancing environmental degradation. The research concludes that intense financial literacy programs to renewable energy literacy, combined with comprehensive policy frameworks, are essential to providing just energy transitions, which address both environmental and social justice concerns in Mexico's path toward sustainable development.

Open Access: Yes

DOI: 10.4018/979-8-3373-5651-8.ch002

Green Energy-Related Financial Literacy in Latin America

Csongor Czipf José G. Vargas- Hernandez

Publication Name: Enhancing Renewable Energy Systems with Generative AI

Publication Date: 2025-11-13

Volume: Unknown

Issue: Unknown

Page Range: 343-368

Description:

This research study examines the current status of green energy-specific financial literacy in Latin America, exploring the relationship between financial knowledge and investment decision-making in renewable energy. The study indicates that while Latin America has made tremendous strides in the uptake of renewable energy, with the region increasing its renewable capacity by 51% between 2015 and 2022, there remains a significant gap in financial literacy specific to green energy investments. The findings project that enhancing green energy financial literacy can significantly accelerate the region's transition to sustainable energy systems and assist in reaching the net-zero goals of 15 Latin American countries. The report concludes with a recommendation to policy makers, financial institutions, and educational institutions to introduce tailored financial literacy programs that address green energy investment knowledge gaps in the region.

Open Access: Yes

DOI: 10.4018/979-8-3373-4272-6.ch012

Green Energy-Related Financial Literacy and Its Impact on Social Entrepreneurship

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Entrepreneurial Narratives of Women Driving Economic and Social Transformation in Latin America

Publication Date: 2025-11-13

Volume: Unknown

Issue: Unknown

Page Range: 131-156

Description:

This study looks at how financial literacy related to green energy affects the start-up, growth, and success of social entrepreneurship projects. This study examines the ways in which financial knowledge unique to green financing options, sustainable business models, and investments in renewable energy influences entrepreneurial decision-making and venture outcomes in the social sector through a thorough literature review and theoretical analysis. The results indicate that entrepreneurs' capacity to see possibilities, obtain suitable capital, and create workable company plans that tackle social and environmental issues is much improved by increased green energy financial literacy.

Open Access: Yes

DOI: 10.4018/979-8-3373-3511-7.ch005

Socio-Ecosystem Resilience (SER), Bioeconomic and Green Energy-Related Financial Literacy (GEFL) Sustainability in Rural, Semi-Rural, Semi-Urban, and Urban Areas

Teresa I. Salazar-Echeagaray Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Addressing Sustainable Development Goals Through Competency Based Education

Publication Date: 2025-11-14

Volume: Unknown

Issue: Unknown

Page Range: 175-212

Description:

This study has the aim to develop a research proposal on socio-ecosystem resilience (SER), bioeconomic and green energy-related financial literacy (GEFL) sustainability in rural, semi-rural, semi-urban, and urban communities of Veracruz. It departs from the assumption that financial literacy is basic to the use of green energy leading to create and develop socio-ecosystems resilience supported by bio-economics. The methods applied are mixed-methods approaches of a combination of quantitative surveys and qualitative insights into environmentally conscious financial practices. The result is a proposal of research farmed by the conceptual, theoretical, empirical and methodological framework.

Open Access: Yes

DOI: 10.4018/979-8-3373-3720-3.ch007

How Could the Government Support the Spread of Alternative Energy Projects?

Csongor Czipf Rishabh Tomar

Publication Name: World Sustainability Series

Publication Date: 2026-01-01

Volume: Part F1269

Issue: Unknown

Page Range: 145-169

Description:

The study examines the changes in the simple investment payback period of three alternative energy projects like a solar PV (photovoltaic), a wood chip-fired boiler and a heat pump system in the face of changing energy prices, interest rates, investment cost and inflation. The purpose of this paper is not to compare the three projects, but to show how the returns of alternative energy projects have changed as a result of the effects apparent in Hungary. Considering the fact, that it is based on real-life projects and an energy-conscious calculation, the article focuses on practical feasibility in order to ensure adaptability. The central focus of this study is to demonstrate how the return can change dramatically over a 3–4-year time horizon from the perspective of investors, thus highlighting the economic rationality of postponement decisions. The government can lower risk by supporting renewable energy projects with financial incentives, running suitable financial systems, and providing resources for them, according to this study. Predetermined feed-in tariffs, green pricing for "green electricity," capital subsidies, grants, or refunds, low-interest loans, or carbon credits are a few examples of financial incentives. Enhancing investor confidence and legally protecting stakeholders' interests and returns are critical expectations. In conclusion, by guaranteeing investors long-term profits, the government plays a critical role in the growth of alternative energy initiatives.

Open Access: Yes

DOI: 10.1007/978-3-032-07224-5_8

Blue-Green Infrastructure as a Catalyst for Achieving SDGs in Developing Urban Centres

Ranjeet Kaur Csongor Czipf

Publication Name: World Sustainability Series

Publication Date: 2026-01-01

Volume: Part F1269

Issue: Unknown

Page Range: 257-274

Description:

The central objective of establishing the 2030 Agenda for Sustainable Development targets to develop well-being for every individual together with mandatory environmental protection and improved future wellness. The achievement of SDGs depends heavily on Blue-Green Infrastructure (BGI) because it creates sustainable resource-efficient living environments. The BGI network uses urban planning combined with ecological restoration and infrastructure development to build links between people and nature which delivers essential solutions to urban along with climate issues. BGI uses “blue” to symbolize water bodies of rivers and tanks alongside “green” symbols for trees gardens and parks. The BGI concept benefits diverse economic environmental and social dimensions simultaneously. The system helps regional ecosystem management and decreases pollutants while cooling urban temperatures. Building terrace gardens demonstrate a climate-benefiting function because they lower building surface temperatures which leads to decreased energy requirements. The combination of minimized raw materials usage with pollution control and emission reductions at BGI results in economic advantages for the area. Urban development in developing nations proves a main obstacle for sustainable development so new approaches to city planning and environmental control become essential. Blue-Green Infrastructure functions as an agent through which the Sustainable Development Goals can be achieved because it combines natural areas with built structures to build resilience and improve efficiency of resources and ecosystem function. Energy infrastructure development will require policies that unite for BGI implementations together with financial modernization systems and engaged local community support to embed this solution into urban blueprint design. The effectiveness of BGI depends on the development of better governance systems and the use of technological tools for assessment together with support from different stakeholders. The chapter investigates BGI's contributions to SDG implementation at the local level while discussing its underlying features together with their pros and their limitations. Well-designed BGI demonstrates its capacity to produce many beneficial effects for society by achieving direct SDG targets as well as remotely connected targets thus delivering substantial contributions toward achieving the SDGs.

Open Access: Yes

DOI: 10.1007/978-3-032-07224-5_13

Multidimensional Social Inequality Affecting Green Energy-Related Financial Literacy in Mexico

Omar A. Guirette- Barbosa Selene Castañeda- Burciaga Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Enhancing Intergenerational Social Connections Using Shared Common Values

Publication Date: 2025-01-01

Volume: Unknown

Issue: Unknown

Page Range: 245-280

Description:

This study examines the complex interaction between social multi-dimensionality and green energy financial literacy in Mexico. Drawing on a mixed-methods approach with quantitative analysis of Mexican national survey data and qualitative interviews with stakeholders, this research examines how socio-economic status, place, education levels, and indigenous identity intersect to form barriers to green energy financial literacy. The findings reveal wide disparities in the availability of information on green energy finance, and indigenous, rural, and poor communities report significantly lower levels of financial literacy for renewable energy investment. The research adds to the pool of knowledge on how social disparities perpetuate environmental and economic disparities in emerging economies in their developmental path towards sustainable energy infrastructure.

Open Access: Yes

DOI: 10.4018/979-8-3373-4367-9.ch010

Capability Building on Green and Renewable Energy- Related Financial Literacy in México

Elsa Patricia Orozco-Quijano Csongor Czipf None Csongor Czipf José G. Vargas- Hernandez

Publication Name: Empowering Development with Strategic Accounting Organizational Economic and Sustainable Impacts

Publication Date: 2025-11-19

Volume: Unknown

Issue: Unknown

Page Range: 227-259

Description:

Transition to green energy systems requires not only technological advancement but also cross- sector financial education among stakeholders at all levels of society. This study presents a comprehensive framework for green energy financial literacy program design considering México's unique socioeconomic context, cultural environment, and regional variations. It is estimated that implementation of such programs would increase adoption of renewable energy by 35- 40% over five years, creating about 150,000 new green economy jobs. The research contributes to the existing literature in sustainable finance education and provides actionable policy suggestions for policymakers, schools, and financial service providers in México and other emerging economies pursuing energy transition go.

Open Access: Yes

DOI: 10.4018/979-8-3373-5976-2.ch008

Green Energy–Related Financial Literacy for Environmentally Sustainable Development

Csongor Czipf Absalón J. Salmerón- Zapata José G. Vargas- Hernandez

Publication Name: Materials Techniques and Ecological Impact of Sustainable Prototyping

Publication Date: 2026-01-01

Volume: Unknown

Issue: Unknown

Page Range: 269-300

Description:

In the framework of ecologically sustainable development, this research paper explores the crucial relationship between financial literacy and the use of green energy. The study looks into how institutional and individual financial knowledge affects choices about energy-efficient technology, sustainable financial products, and investments in renewable energy. This paper highlights important gaps in green energy financial literacy that impede the shift to sustainable energy systems by thoroughly analyzing the body of existing literature, actual data, and theoretical frameworks. The study uses a mixed-methods approach, combining qualitative interviews with policymakers and industry professionals with quantitative surveys of 2,500 respondents from a range of demographic categories. Important findings show that although 78% of respondents are generally aware of the advantages of green energy, only 32% of them are sufficiently knowledgeable about green investments, tax breaks, financing options, and long-term cost-benefit evaluations.

Open Access: Yes

DOI: 10.4018/979-8-3373-5473-6.ch008